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Christina Ward & The Carolina Home Team
Don't Just Pick Any Agent, Find out why we are the top Real Estate experts in New Bern and Havelock who serve Cherry Point MCAS.

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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Find New Bern, Havelock and Carteret County Homes, waterfront properties, golf properties:

  • Feature Homes - Homes for sale, listings, properties, & other real estate in New Bern, Havelock and Carteret County and North Carolina with virtual tours, photos, and more. Serving Craven and Pamlico County Real Estate.

  • Take an Area Tour - Take an Area Tour of New Bern, Havelock and Carteret County and North Carolina.

  • Search All Carven County Listings - Search all New Bern, Havelock and Oriental area MLS listings in North Carolina from real estate brokers.

  • National Listings Databases - Homes for sale in national American USA web site listings databases of properties.

  • New Construction - New homes for sale, new construction and newly built properties and real estate subdivisions

  • Unique & Luxury Homes - Home buyers, find luxury homes, real estate, beach front properties, mansions, & acreage/land for sale on these top national & international listings web sites.

  • International Properties - Find international homes for sale on these international/global real estate web sites from Canada, Europe, France, Germany, UK, Great Britain, Spain, Italy, Asia, Africa, and beyond.

  • Search ALL the Experts' Homes - Search the best local homes for sale from all the real estate experts, agents, REALTORS®, and brokers.

  • Go to Main Sitemap - Main sitemap sections include Find New Bern, Havelock and Carteret County Homes, For Home Buyers, For Home Sellers, New Bern, Havelock and Carteret County Information, Real Estate Resources, and About Christina Ward & The Carolina Home Team.


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School Reports in New Bern, Havelock and Carteret County, North Carolina
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?

A 
Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean.
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Christina Ward & The Carolina Home Team, REALTOR®, real estate agents and broker for New Bern, Havelock and Carteret CountyNorth Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Christina Ward & The Carolina Home Team
Licensed to practice real estate in North Carolina

Keller Williams Realty
2117 S. Glenburnie Rd., Suite 14
New Bern, NC 28562
Tel: 252-639-2202
Tel: 888-KWNEWBERN
Fax: 252-637-7175
Email: Ward@NCPropertiesOnline.com

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