Don't Just Pick Any Agent, Find out why we are the top Real Estate experts in New Bern and Havelock who serve Cherry Point MCAS.

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Sonny and Sharon Branch, New Bern NC
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Christina Ward & The Carolina Home Team are some of The Top Selling Real Estate Experts™
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Holiday Inn Express, NEW BERN 3455 DR. M.L. KING JR. BLVD.NEW BERN, NC 28562
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Welcome > Agent Info > About Christina Ward & The Carolina Home Team ...


	The five origional owners of Keller Williams Realty in New Bern North Carolina

Meet Christina Ward & The Carolina Home Team


	Christina Ward

Whether buying or selling residential Real Estate Christina Ward has it covered! Christina's extensive background includes Social Work, Nursing, and over 8 years in Real Estate. Christina and her family have been actively involved in the New Bern and Havelock communities as well as with the MCAS at Cherry Point for over 14 years, participating in the New Bern Area Soccer Association, New Bern/Havelock areas Baseball League, Sgt. Edmundson Golf Tournament fundraiser, Bridge Run, Relay for Life, MS Bike Tour, Red Cross, Havelock's Cultural Heritage Day, and various other community events. Not only is Christina a top performing Broker, but she is a real person who can relate to the trials and tribulations of everyday life.


God bless our armed forces, firefighters, police, volunteers, survivors, and our fellow Americans.

A hero is no braver than an ordinary man, but he is braver five minutes longer.
Ralph Waldo Emerson
US essayist & poet (1803 - 1882)


	Enjoy the simple everyday beauty of Eastern North Carolina

Develop interest in life as you see it; in people, things, literature, music - the world is so rich, simply throbbing with rich treasures, beautiful souls and interesting people. Forget yourself.
Henry Miller
US author (1891 - 1980)

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School Reports in New Bern, Havelock and Carteret County, North Carolina

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North Carolina Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in New Bern, Havelock and Carteret County

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?
A	The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Christina Ward & The Carolina Home Team, REALTOR®, real estate agents and broker for New Bern, Havelock and Carteret CountyNorth Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Christina Ward & The Carolina Home Team
Licensed to practice real estate in North Carolina
Keller Williams Realty
2117 S. Glenburnie Rd., Suite 14
New Bern, NC 28562
Tel: 252-639-2202
Tel: 888-KWNEWBERN
Fax: 252-637-7175
Email: Ward@NCPropertiesOnline.com

www.ncpropertiesonline.com is brought to you by Christina Ward & The Carolina Home Team
NUMBER1EXPERTS™ in real estate for New Bern, Havelock and Carteret County, North Carolina, waterfront properties, golf communities

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Meet Christina Ward & The Carolina Home Team

A hero is no braver than an ordinary man, but he is braver five minutes longer. Ralph Waldo EmersonUS essayist & poet (1803 - 1882)

Develop interest in life as you see it; in people, things, literature, music - the world is so rich, simply throbbing with rich treasures, beautiful souls and interesting people. Forget yourself. Henry MillerUS author (1891 - 1980)

Please Sign Up For The Latest Listings and the Latest Real Estate News

A hero is no braver than an ordinary man, but he is braver five minutes longer.
Ralph Waldo Emerson
US essayist & poet (1803 - 1882)

Develop interest in life as you see it; in people, things, literature, music - the world is so rich, simply throbbing with rich treasures, beautiful souls and interesting people. Forget yourself.
Henry Miller
US author (1891 - 1980)